You can only pay in advance and not in arrears as arrears will be counted as default.
Your wallet account with us will be credited once payment is confirmed
If you default in any of your payments, your number will move backward by the number of months you defaulted. e.g Tayo was unable to pay on the 31st of August 2021, his number will move from 10 to 11.
Where you are given a number other than the last number, 10% of your fund will be withheld with us when you are about to be paid while the withheld fund will only be released to you when the monthly Ajo Kiko Phase ends.
Our Admin charges is N500 or 1% of your withdrawal fund, whichever is higher.
Late deposit or default attracts 5% penal charge which same will be edited from your online Ajo wallet.